ATM skimming: The risks and how to stay safe

ATM skimming: The risks and how to stay safe

Order ID	53563633773
Type	Essay
Writer Level	Masters
Style	APA
Sources/References	4
Perfect Number of Pages to Order	5-10 Pages

Description/Paper Instructions

ATM skimming: The risks and how to stay safe

ATM skimming is a type of fraud where criminals attach devices to ATMs that can steal your card information. This information can then be used to make unauthorized transactions or even steal your identity. The risks associated with ATM skimming are significant, and it is essential to take steps to protect yourself when using an ATM. In this article, we will discuss the risks associated with ATM skimming and how you can stay safe.

The Risks of ATM Skimming

ATM skimming is a serious threat to your financial security, and the risks associated with it are significant. Some of the risks of ATM skimming include:

1. Financial Loss: Criminals who obtain your card information through skimming can use it to make unauthorized transactions, draining your bank account or maxing out your credit card.
2. Identity Theft: Skimmers can also use your card information to create a fake identity, which they can use to open accounts, obtain loans, or commit other types of financial fraud.
3. Card Replacement: If your card information is stolen, you will need to get a new card, which can be a time-consuming and inconvenient process.

How to Stay Safe from ATM Skimming

While the risks of ATM skimming are significant, there are several steps you can take to stay safe when using an ATM. Here are some tips to help you protect yourself:

1. Check for Signs of Tampering: Before using an ATM, inspect it carefully for any signs of tampering. Skimmers often attach a device over the card reader or place a camera nearby to capture your PIN. If anything seems unusual or suspicious, do not use the ATM.
2. Cover Your PIN: Always cover your PIN when entering it at an ATM. This will make it harder for skimmers to capture your PIN with a hidden camera.
3. Use ATMs in Well-Lit, Populated Areas: ATMs located in isolated areas or areas with low lighting are more likely to be targeted by skimmers. Use ATMs in well-lit, populated areas, and if possible, bring a friend or family member with you.
4. Use Your Bank’s ATMs: Your bank’s ATMs are often more secure than other ATMs because they are regularly monitored and maintained. Try to use your bank’s ATMs whenever possible.
5. Use Contactless Payment: Consider using contactless payment methods, such as Apple Pay or Google Wallet, instead of using your physical card at an ATM. These methods are often more secure and can help protect you from skimming.
6. Monitor Your Account: Regularly monitor your account for any unauthorized transactions. If you notice anything suspicious, contact your bank immediately.

Conclusion

ATM skimming is a serious threat to your financial security, and it is essential to take steps to protect yourself.

ATM skimming: The risks and how to stay safe

RUBRIC QUALITY OF RESPONSE NO RESPONSE POOR / UNSATISFACTORY SATISFACTORY GOOD EXCELLENT Content (worth a maximum of 50% of the total points) Zero points:  Student failed to submit the final paper. 20 points out of 50:  The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. 30 points out of 50:  The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately.  Elements of the required response may also be lacking. 40 points out of 50:  The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples.  The answer is complete. 50 points:  The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples.  No aspects of the required answer are missing. Use of Sources (worth a maximum of 20% of the total points). Zero points:  Student failed to include citations and/or references. Or the student failed to submit a final paper. 5 out 20 points:  Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. 10 out 20 points:  References to scholarly sources are occasionally given; many statements seem unsubstantiated.  Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. 15 out 20 points:  Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented.  APA 6th Edition is used with only a few minor errors.  There are minor errors in reference and/or citations. And/or there is some use of questionable sources. 20 points:  Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented.  APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. Grammar (worth maximum of 20% of total points) Zero points:  Student failed to submit the final paper. 5 points out of 20:  The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors  10 points out 20:  The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors 15 points out of 20:  The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. 20 points:  The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. Structure of the Paper (worth 10% of total points) Zero points:  Student failed to submit the final paper. 3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. 5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements.  The student also significantly writes too large or too short of and paper 7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. 10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper.
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